Study costs and HELP

Student loan debts that existed on 1 June 2025 were cut by 20%, and repayments now come only from income above the threshold.

Checked 13 Oct · ato.gov.au

$129,883

A government loan for tuition if you're in a full-fee place rather than a Commonwealth supported place.

Checked 13 Oct · studyassist.gov.au

$129,883

A government-subsidised uni place, plus a loan that covers your share of the fees so you pay nothing upfront.

Checked 13 Oct · studyassist.gov.au

$69,528

How much of your income goes to a HELP debt once you earn above the threshold.

Checked 14 Oct · ato.gov.au

Up to $8,442

A loan for flights, rent and other costs when you study overseas as part of your Australian degree.

Checked 13 Oct · studyassist.gov.au

$373

A loan that pays your student services and amenities fee, so you don't pay it upfront.

Checked 13 Oct · studyassist.gov.au

$1,349

A voluntary, tax-free loan for study costs. You repay it with indexation.

Checked 12 Oct · servicesaustralia.gov.au