Homes NSW
Rentstart Bond Loan
Interest-free loan covering up to 100% of a rental bond for low-income NSW renters with limited savings.
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Free
The interest-free loan can be up to 100% of your rental bond.
Who can get it
- Australian citizen or permanent resident in NSW
- Less than $5,000 in cash assets
- Not own or part-own property
- Rent no more than 50% of household gross weekly income
How to claim
- Apply online or with the PDF form
Conditions and catches
- Repaid fortnightly over 12 or 18 months.
- The Homes NSW factsheet gives the rent limit as 60% of income; check with Homes NSW.
What the source says
Exact words quoted from the official page when we checked it. Last checked 14 Oct 2026.
have less than $5,000 in cash assets
The interest-free loan can be up to 100% of your rental bond.