Services Australia
Student Start-up Loan
A voluntary, tax-free loan for study costs. You repay it with indexation.
GovernmentApply or sign up
$1,349
$1,349, which you can borrow up to twice a year. Applications are open for the July to December 2026 period.
Who can get it
- People getting Youth Allowance, Austudy or ABSTUDY Living Allowance.
How to claim
- Apply through Services Australia while you are getting an eligible payment.
Conditions and catches
- You pay it back with indexation, so it can add up over time.
- The page we checked gives no closing date. Check Services Australia.