University of Melbourne
University of Melbourne long-term student loan
An interest-free loan of up to $5,000, with a guarantor, for unexpected study-related costs.
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Up to $5,000
Up to $5,000 with a guarantor.
Who can get it
- Current enrolment at the University of Melbourne.
- Not on leave, cross-institutional, living overseas or under 18.
How to claim
- Apply online with your student ID and your guarantor's ID, address, residency and income proof.
Conditions and catches
- Limited to $3,000 if your guarantor isn't an Australian citizen or PR or lives overseas.
- Citizens and PRs can repay after finishing their course; others must repay before finishing.
- Can't be used for tuition fees.
What the source says
Exact words quoted from the official page when we checked it. Last checked 14 Oct 2026.
The maximum amount you can borrow is $5,000, depending on your guarantor.