HomeHealth and concession cards
Services Australia
Low Income Health Care Card
A concession card for cheaper health care and some discounts if your income is low, even if you don't get a Centrelink payment.
GovernmentApply or sign upMoney to you
Who can get it
- Income below the income test limit.
- No assets test.
- Meet residence rules.
How to claim
- Claim through Services Australia.
Conditions and catches
- The pages we checked don't list the income limits. Check the income test on the Services Australia site.
What the source says
Exact words quoted from the official page when we checked it. Last checked 15 Oct 2026.
You don’t need to pass an assets test.
To get a Low Income Health Care Card your income needs to be below the income test limit.
A concession card to get cheaper health care and some discounts if you're on a low income.